California's AB5 did a number on independent contractors at the beginning of the year. Hot on its heels has been the coronavirus crisis and economic collapse. Californians are wondering where and how they can generate income while they're forced to stay at home, their businesses have been shut down, and the stock market has tanked. Is it time to turn to the black market? How do we generate capital and wealth in an economic downturn? Is it possible for a person in his/her 40s to abruptly switch careers while maintaining their financial obligations?